The payments ecosystem is undergoing one of the most significant shifts in decades — and by 2026, payments will no longer be a background utility for community banks and credit unions.

Your institution has what it takes to drive your success this year – we’re here to give you a roadmap.

The banking industry is digitizing fast—but digitization alone isn’t transformation. By learning from healthcare’s HITECH-era mistakes, financial institutions can move beyond fragmented systems and toward interoperable, intelligence-driven platforms that unlock real innovation.

IncumbentFI’s SaaS debit gateway empowers financial institutions to modernize their existing debit programs without replacing your core, debit processor or digital banking platform. The result: a truly modern debit experience that drives revenue growth, improves customer experience and helps you compete and win against Neobanks, Fintechs and National Banks!

Bangor Savings Bank is redefining what it means to be a community bank. Through innovative programs like Buoy Local and HELOC-Link, BSB is helping local businesses grow while giving customers more flexibility, rewards, and real-time access to their finances — all without losing the personal touch of community banking.

Neobanks and fintechs are reshaping what modern banking looks like with flexible, customer-first payment tools like Buy Now Pay Later and multi-account access. Discover how programmable payments are setting new standards for convenience, control, and innovation in the debit space.