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ABOUT US
Our Story
IncumbentFI (IFI) has developed a cloud-native Debit Modernization Platform that empowers community banks and credit unions to seamlessly enable multi-account funding to their existing debit card portfolios, leveraging the institution's existing financial services providers.
The technology was developed in collaboration with Bangor Savings Bank, PayWith Worldwide, Fiserv, and Jack Henry.
Our Team
An experienced Leadership Team and Directors comprised of banking and payments industry experts.
Leadership
Mike Miroslaw
CEO & Director
Tricia Chitwood
Vice President of Product & Support
Patrick O'Boyle
Executive Vice President
Adaora Oduah
Director of Compliance & Security
Jim Poteet III
Chief Technology Officer
Directors
Don Kirkwood
Chairman
Founder Axon
Sold to HCL Technologies
Bob Montgomery -Rice
Director
CEO - Bangor Savings Bank
David Strebinger
Director
Founder PayWith/mCards Inc.
Jamey Doughty
Director
Chief Innovation Officer – Bangor Savings Bank
James Slazas
Director
CEO – VaultLink / DVTR
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