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ABOUT US

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Our Story
IncumbentFI (IFI) has developed a SaaS gateway that empowers community banks and credit unions to seamlessly enable multi-account funding to their existing debit card portfolios, leveraging the institution's existing financial services providers.

The SaaS Debit Gateway was developed in collaboration with Bangor Savings Bank, PayWith Worldwide, Fiserv, and Jack Henry.

Our Team

An experienced Leadership Team and Directors comprised of banking and payments industry experts.

Leadership

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Mike Miroslaw

CEO & Director

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Tricia Chitwood

Vice President of Product & Support

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Patrick O'Boyle

Executive Vice President

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Adaora Oduah

Director of Compliance & Security

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Adrian Potter

Vice President of Technology

Directors

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Don Kirkwood

Chairman

Founder Axon
Sold to HCL Technologies

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Bob Montgomery -Rice

Director

CEO - Bangor Savings Bank

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David Strebinger

Director

Founder PayWith/mCards Inc.

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Jamey Doughty

Director

Chief Innovation Officer –   Bangor Savings Bank

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James Slazas

Director

CEO – VaultLink / DVTR

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IncumbentFI (IFI) has developed a SaaS Debit Gateway that empowers community banks and credit unions to seamlessly enable multi-account funding to their existing debit card portfolios, leveraging the institution's existing financial services providers.

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