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Innovation.
Not Disruption.

IncumbentFI's SaaS Debit Gateway empowers

Financial Institutions to seamlessly enable multi-account funding to their existing debit card portfolios, leveraging the institution's existing core, debit, and mobile platforms. 

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TRUSTED BY FINANCIAL SERVICES INDUSTRY LEADERS

Solutions that empower
your customers.

Your customers expect seamless access to funding solutions. Our platform delivers the advanced tools that position your institution as their trusted financial partner—driving deeper relationships, increased engagement, and measurable revenue growth.

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Simplify the path to funding and create a lasting competitive advantage.

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HELOC-LinkTM

Enable customers with seamless access to their HELOC funds for greater purchasing power through their existing debit card, and grow HELOC utilization.

HELOC-LinkTM

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GenUTM

Empower families to build smart financial habits together, and cultivate loyalty in the next generation of customers.

GenUTM

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ComplyFITM

Provide real-time customer notifications through your mobile banking app for possible overdrawn / NSF status.  Enhance customer experience while addressing compliance requirements.

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ComplyFITM

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Shop Local

Connect your customers and businesses to power local commerce with reward incentives, and grow your commercial customers.

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Shop Local

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NEWS HIGHLIGHTS

Find out more about how IncumbentFI is making waves in the Financial Services Industry

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IncumbentFI selected to participate in MasterCard's Award Winning Emerging Fintch Start Path program. 

Paying Customer
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Celent Model Bank 2023 Award Winner for Payments Innovation; Programmable Payments on Card Rails 

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"Financial Institutions and Fintechs Can Empower Cardholders with Programmable Payments from Fiserv and IncumbentFI"

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IncumbentFI (IFI) has developed a SaaS Debit Gateway that empowers community banks and credit unions to seamlessly enable multi-account funding to their existing debit card portfolios, leveraging the institution's existing financial services providers.

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