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Innovation.
Not Disruption.

 Transform your institution’s existing debit card portfolio into a multi-account, programmable payment hub, without impacting your existing core, debit processor or digital platforms.

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TRUSTED BY FINANCIAL SERVICES INDUSTRY LEADERS

Solutions Home

Solutions that empower your
Account Holders

Your Account Holders expect seamless access to their funds. Enable with a product they know well: their debit card. Our debit modernization platform further positions your institution as their trusted financial partner – driving deeper relationships, increasing engagement and driving measurable revenue growth. 

HELOC-LinkTM

Enable account holders with seamless access to their HELOC funds for greater purchasing power through their existing debit card, and grow HELOC utilization.

Shop Local

Connect your account holders and businesses to power local commerce with reward incentives, and grow your commercial clients.

NEWS HIGHLIGHTS

Find out more about how IncumbentFI is making waves in the Financial Services Industry

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IncumbentFI selected to participate in MasterCard's Award Winning Emerging Fintch Start Path program. 

Paying Customer
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Celent Model Bank 2023 Award Winner for Payments Innovation; Programmable Payments on Card Rails 

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"Financial Institutions and Fintechs Can Empower Cardholders with Programmable Payments from Fiserv and IncumbentFI"

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IncumbentFI (IFI) has developed a cloud-native Debit Modernization Platform that empowers community banks and credit unions to seamlessly enable multi-account funding to their existing debit card portfolios, leveraging the institution's existing financial services providers.

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