IncumbentFI's SaaS platform is embedded within your institution's existing debit card processor and core banking provider tech stack, eliminating the need for costly and time consuming technology integrations. 

The IFI platform allows you to "unlock" the binary limitations of your existing debit cards and transform those cards into "programmable payment" cards.

Programmable payment functionality enables your debit cardholders to seamlessly link additional internal accounts (ie. checking, savings, HELOC) AND external accounts; (ie. a health savings account (HSA), BNPL, micro LOC) to fund transactions made using their debit card.