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Innovation.
Not Disruption.

 Transform your institution’s existing debit card portfolio into a multi-account, programmable payment hub, without impacting your existing core, debit processor or digital platforms.

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TRUSTED BY FINANCIAL SERVICES INDUSTRY LEADERS

Solutions that empower your
Account Holders

Your Account Holders expect seamless access to their funds.  Enable with a product they know well: their debit card.   Our debit modernization platform further positions your institution as their trusted financial partner – driving deeper relationships, increasing engagement and driving measurable revenue growth. 

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HELOC-LinkTM

Enable customers with seamless access to their HELOC funds for greater purchasing power through their existing debit card, and grow HELOC utilization.

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Shop Local

Connect your customers and businesses to power local commerce with reward incentives, and grow your commercial customers.

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Local Rewards

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NEWS HIGHLIGHTS

Find out more about how IncumbentFI is making waves in the Financial Services Industry

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IncumbentFI selected to participate in MasterCard's Award Winning Emerging Fintch Start Path program. 

Paying Customer
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Celent Model Bank 2023 Award Winner for Payments Innovation; Programmable Payments on Card Rails 

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"Financial Institutions and Fintechs Can Empower Cardholders with Programmable Payments from Fiserv and IncumbentFI"

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IncumbentFI (IFI) has developed a cloud-native Debit Modernization Platform that empowers community banks and credit unions to seamlessly enable multi-account funding to their existing debit card portfolios, leveraging the institution's existing financial services providers.

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