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Embedded Fintech for 
Financial Institutions

Innovative Solutions for Financial Institutions

Consolidate Internal and External Funding Sources to a single Debit Card

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The Fintech Switch
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Link any Internal or External Funding Source to your Debit Card

Programmable Payments Switch

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ComplyFI
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Fee Retention & Compliance with Overdraft Enrollment

Fee Notification Compliance

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GenU

Teen Banking, Budgeting & Payment Card.

Teen Banking

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Local Merchant Rewards

Payment Rewards Program Designed to Keep More Money in Your Local Communities

Local Merchant Rewards

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  • The IncumbentFI SaaS Switch integrates seamlessly between your existing debit card processor and core banking provider.

  • IncumbentFI transforms and empowers your financial institution's existing debit card into frictionless multi-purse payment cards; ​

    • Additional Internal Funding Sources (e.g., HELOC, HSA)

    • Additional External Funding Sources (e.g., BNPL, micro LOC, Rewards Points) 

Our Technology Partner Network

LATEST NEWS

Embedded Fintech, leveraging your existing Processor and Core Banking Platform 

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IncumbentFI selected to participate in MasterCard's Award Winning Emerging Fintch Start Path program. 

Paying Customer
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Celent Model Bank 2023 Award Winner for Payments Innovation; Programmable Payments on Card Rails 

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"Financial Institutions and Fintechs Can Empower Cardholders with Programmable Payments from Fiserv and IncumbentFI"

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The IncumbentFI SaaS gateway empowers financial institutions to seamlessly enhance and expand the capabilities of their existing debit card portfolio with your current financial services partners.

Contact us today to learn how we can provide frictionless multi-purse functionality to your existing debit card portfolio.

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