top of page
OUR MISSION
Power the Default Card in Every Mobile Wallet
Traditional banks are the incumbent providers of financial and banking services for millions of consumers. However, consumers' needs are changing. New and innovative financial technology companies are emerging daily with solutions that are attracting the next generation of consumers.
IncumbentFI designs systems and solutions that work to help incumbent financial institutions remain as the primary provider of financial services for future generations. Working with leading financial service providers and processors, we design innovative ways to empower traditional payment cards and programs.
Services
LATEST NEWS
Embedded Fintech, Enabled Through Programmable Processing
Bangor Savings Bank’s parent company partners with PayWith Worldwide Inc. to form a joint venture aimed at bringing...
"Financial Institutions and Fintechs Can Empower Cardholders with Programmable Payments from Fiserv and IncumbentFI"
Showcase Features
Add an instant overdraft micro-credit line to all of your traditional cards.
Overdraft Microcredit Line
Allow your cardholders the ability to link their favorite points or rewards programs to their traditional cards.
Allow for seamless earning and burning of points and cashback rewards.
Points Exchange
Tie your traditional cards into our powerful network of merchant funded offers and rewards.
Rewards & Offers
The ultimate tools for controlling, and managing financial transactions.
Card controls can be used as
Parental Controls
Employer Controls
Transaction Controls
Budgeting Controls
and more.
Card Controls
Our goal is to provide your financial institution with seamless access to features and services that your cardholders demand. Above are just a few of the features we can unlock for your cardholders.
Core Platform Features
The world's most advanced payment processing platform.
Dynamic processing allows for multiple simultaneous transactions to occur against a single transaction authorization.
Dynamic Processing Engine
The payment and commerce equivalent of the "Social Graph".
We use data science tools to graph the relationships between a person's transactions and purchases to help optimize the commerce experience for every unique individual.
PayGraph Data & Analytics
Features
Developers API Suite
Dynamic Processing API
Transaction Controls API
PayGraph Analytics API
Event Handling & Communications API
Points & Merchant Rewards API
Developes
Company
Contact
Learn More
Get more information about IncumbentFI:
Just enter a few details about yourself below and someone will get back to you as soon as possible.
Or call 1-855-PAY-WITH for more information.
bottom of page